The biggest risk you can take is not taking any risk (unless you're skydiving, then maybe chill out)

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Let’s talk about money. Specifically, growing your money.

If you want your money to grow, at some point, you have to take a risk. Not like bungee-jumping-into-a-volcano risk.

Because here’s the deal: not taking any risks is the biggest financial risk of all.

"Safe" Doesn’t Mean "Smart"

We all know that one person who’s super proud that they have $11,000 in a savings account earning 0.02% interest. They’ll tell you, “It’s safe.”

Yeah, it’s so safe that your money’s literally shrinking every year because of inflation. That’s like bragging that you still have your original Nokia flip phone. Sure, it still works, but you’re also still paying per text.

Money sitting in a savings account is like a gym membership you never use. You’re technically doing something, but also… not.

How to Take Smart Risks Without Losing Sleep

Look, I get it—risk is scary and it can be strategic.

Here’s how people smarter than me say to do it:

  • Diversify your investments – which I think is just a fancy way of saying “Don’t put all your eggs in the same Bitcoin.”
  • Know your risk tolerance – If you panic every time the stock market hiccups, maybe don’t invest in something that acts like a caffeinated squirrel.
  • Use a strategy – Not “buy this hot stock I heard about on Reddit.” Like an actual plan. With intelligence. 
  • Talk to a professional –like us.

What Happens If You Don’t Take Any Risks?

Well, you end up with money that doesn’t grow. You miss out on opportunities. You keep working forever because you didn’t want to try anything new with your finances. And the only thing worse than taking a risk and losing… is not taking a risk and being stuck.

It’s like refusing to get on the roller coaster because it might be scary—and then watching all your friends have the time of their lives while you're holding everyone’s jackets and regretting your whole personality.

Final Thoughts (In My Most Serious Voice)

Taking risks with your money doesn’t mean being reckless. It means being intentional and informed—and maybe even getting some help from someone who knows what they’re doing.

Because in the end, the biggest risk isn’t the market going down… it’s your money staying exactly where it is. Which sounds safe, until you realize you’re just getting slowly robbed by inflation in the most boring heist of all time.

So go ahead—take some risk. Just don’t base it on a TikTok. Please.

by: Cory Carlton | CEO & Investment Adivsor Representative