It’s Medicare enrollment season again. Every year, from October 15th to December 7th, you get the chance to review your Medicare plan and make changes. And if you’re like most people, you think, “Didn’t I already do this last year? Do I really have to do it again?”
Yes. Yes, you do.
I get it—reviewing your Medicare plan feels about as exciting as checking expiration dates on the salad dressing in your fridge. You’re standing there holding a bottle of ranch that expired last month, thinking, “Well, it still looks fine…” But here’s the thing: sometimes it’s not fine. And sometimes your Medicare plan isn’t either.
Carriers change things every year. Medications that were covered before might not be covered now. Doctors you like might not be in-network anymore. That “great deal” you signed up for two years ago might quietly sneak in higher costs for 2026.
It’s like when your favorite restaurant changes the menu without asking you. You go in excited for your usual order, and suddenly, they’ve replaced your burger with quinoa. Nobody asked for this. But it happened anyway.
If you don’t look at your plan, you might pay way more than you need to. Or worse—you could show up at the pharmacy, hand over your prescription, and the pharmacist looks at you like you just asked them to cover a jet ski under Medicare.
Not reviewing your plan is basically like leaving your Christmas lights up all year. At first, it seems fine, but eventually your neighbors start whispering. Except in this case, it’s not neighbors—it’s your bank account.
The good news is you don’t have to figure this out on your own. Working with someone who reviews Medicare plans is free. And it saves you from trying to decode a 200-page booklet written in what can only be described as “government font.”
Reviewing your Medicare plan every year is just part of the deal. Like changing your smoke detector batteries or pretending to understand TikTok. Do it now, and future you will be grateful when you’re not paying an extra $100 a month for no reason.
So, during this enrollment season, take a little time to review. Think of it as giving your wallet the gift of not crying in 2026.