OUR SERVICES

Medicare

If you are 65 years or older, you qualify for Medicare. There are four different parts to Medicare…

  • Part A – Hospital Insurance
  • Part B – Medical/Doctor Insurance
  • Part C – Medicare Advantage
  • Part D – Prescription Drug Plan

There are many different aspects to take into consideration regarding Medicare coverage, and things change every single year. That is why it is important to review your Medicare coverage every year with a licensed professional to ensure that you have the right plan for you and your needs.

Health Insurance

Talk about confusing. Today’s health insurance is in a constant state of change. We have all received notices that premiums will be going up. For some, their insurance company is pulling out of the market so they have to find a new carrier for next year. What about that tax credit? Do you qualify? If so, does it make sense for you to take it? Questions with health insurance go on and on.

At Both Hands Financial Group, we can help you understand all of your options to ensure that you and your family have the coverage that is right for you.

Investments

Did you know there are better places for you to put your retirement money than what you have been told? Did you know the little secret that wealthy people have been using for years is now available to everyone?

Money managers dedicated to actively managing your money on a proactive basis to ensure that when the market falls, you don’t fall with it, and when it starts to rise, you ride it all the way to the top.

The money managers that Both Hands Financial Group works with have a proven track record of protecting peoples’ money in years when the market is down and growing their money when the market starts seeing positive movement.

It’s difficult to manage your own money and know when to take certain actions and when not to take others. Money managers take the unknown and the emotion out of investing to ensure the best possible outcome for you and your family.

Life Insurance

Life insurance is the only financial product that can immediately self complete your financial plans for your spouse and family. Life insurance is an asset class and should be treated as one. Depending on your situation and financial goals, choosing the correct life insurance plan is vital in achieving your goals.

At Both Hands Financial Group, we work with you to make sure that you are using the correct life insurance plan and have the correct amount of coverage for your specific needs.

Life insurance is no longer only for when you pass away, but can be utilized while you are living. It is truly LIVING LIFE INSURANCE here at Both Hands.

You can use life insurance for…

  • Final expenses
  • Mortgage protection
  • Income replacement
  • College funding
  • Tax-free retirement
  • Wealth transfer
  • Tax mitigation
  • Health care funding
  • Many, many more uses for life insurance

Make sure to speak with a Both Hands advisor to help ensure that you are using life insurance to its fullest ability for you and your family.

Annuities

Here at Both Hands Financial Group, annuities play a vital role in protecting our clients’ futures. Our clients seem to have the two same concerns before meeting with us…

  1. Worried about the risk of the stock market
  2. Worried about out-living their money

There is a better way of planning for retirement than what most Americans have been told. Would you like to benefit from the growth of the stock market without any of the risk? We can show you how.

At Both Hands Financial Group, our two primary annuities have credited more interest to policy holders than any other annuity so you can rest assured that you don’t have to worry about the ups and downs of the stock market and know that your money will be there for you.

Long Term Care

According to the New England Journal of Medicine, a publication written by doctors for doctors, the odds of needing long term care at some point…

  • 1 out of 2 women
  • 1 out of 3 men

The national average of cost of care is nearly $70,000 a year. How many years could you afford to pay for care?

A long term care event is the single-most devastating event that can devastate retirement plans.

The good news is that there are things that can be done to alleviate or even eliminate the high costs of long term care. No one strategy is right for everyone so make sure to speak with a licensed long term care advisor to ensure that you are benefiting from the right solution for you.

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